Excess Combined

Our Excess Layer product allows your clients to purchase additional cover above their primary liability policy providing protection against large claims which may erode their primary insurance. We can top up our own or other insurers policies.


  • Excess Public Liability & Products Liability

Features & Benefits

  • A rated Capacity
  • Wide range of acceptable occupations including high risk
  • Bespoke business descriptions.
  • Wide range of Excess PL & Products limits available from £1M to £20M (higher limits on request)
  • Can follow most insurers without sight of their Policy Wording
  • Short or annual cover available
  • Low minimum premiums especially suited to smaller risks requiring high limits.
  • Experienced Underwriters will deal with any referrals quickly

How to trade with us:

Commission rate:

  • 15% for manual presentations
  • 20% for Qtrade presentations
  • Options for alternative levels of commission, including net
  • Enhanced commission can be negotiated for agreed growth plans