Tradesman & Professionals
Tradesman & Professionals provides a range of covers in one combined policy, suitable for Tradesman small contracting & engineering firms and professional risks.
- Public Liability & Products Liability
- Employers Liability
- Contractors All Risks
Optional Covers & Extensions
- Contents & Stock
- Business Interruption (ICOW)
- Professional Indemnity (Professions only)
- Legal Expenses
Features & Benefits
- A rated capacity
- Wide range of acceptable occupations
- Cover for risks up to £2.5M Turnover
- Can be rated on per capita or wages – you choose.
- Multiple trades available – You can select up to 6 trades and each is rated separately (we don’t just charge on the highest trade) therefore allowing competitive pricing of risks
- Bespoke trades and business descriptions can be added to match your client’s exact occupation.
- High Limits of cover available on PL and CAR/Plant
- Own Plant and Hired in Plant can be written without Contract Works.
- Hazardous location work can be considered
- Legal Expenses includes Contract Disputes cover
- Experienced Underwriters will deal with any referrals quickly
- 15% for manual presentations
- 20% for Qtrade presentations
- Options for alternative levels of commission, including net
- Enhanced commission can be negotiated for agreed growth plans