Tradesman & Professionals

Tradesman & Professionals provides a range of covers in one combined policy, suitable for Tradesman small contracting & engineering firms and professional risks.

Cover

  • Public Liability & Products Liability
  • Employers Liability
  • Contractors All Risks

Optional Covers & Extensions

  • Contents & Stock
  • Business Interruption (ICOW)
  • Professional Indemnity (Professions only)
  • Legal Expenses

Features & Benefits

  • A rated capacity
  • Wide range of acceptable occupations
  • Cover for risks up to £2.5M Turnover
  • Can be rated on per capita or wages – you choose.
  • Multiple trades available – You can select up to 6 trades and each is rated separately (we don’t just charge on the highest trade) therefore allowing competitive pricing of risks
  • Bespoke trades and business descriptions can be added to match your client’s exact occupation.
  • High Limits of cover available on PL and CAR/Plant
  • Own Plant and Hired in Plant can be written without Contract Works.
  • Hazardous location work can be considered
  • Legal Expenses includes Contract Disputes cover
  • Experienced Underwriters will deal with any referrals quickly

How to trade with us:

Commission rate:

  • 15% for manual presentations
  • 20% for Qtrade presentations
  • Options for alternative levels of commission, including net
  • Enhanced commission can be negotiated for agreed growth plans